The most painful hell may be the hell you can endure. It reminds me of that idea that if you raise the water temperature slowly, something dies without realizing how hot it has become, but if you pour it straight into hot water, it immediately jumps out.
https://youtube.com/shorts/_MuCZB9jZ58?si=bsaYBGC-2yUP45B6
Maybe this is what people mean when they say, "You get addicted to your paycheck." To be fair, getting paid once a month is an old and deeply rooted system, and most people have raised children, lived out their lives, and left the world within that structure. But lately people talk as if living on a salary automatically makes you complacent, underdeveloped, and stuck. Many self-improvement or stock-success stories say things like that all the time. It feels extremely sly. Of course financial planning is good. Of course it matters to do more than just work like a machine. But saying that if you do not do that, you are simply complacent? That is a very easy thing to say. Some people put in real attention and effort every day just to do their jobs well. Flattening all of that into the phrase "addicted to a paycheck" is absurd.

